Certified English translations of payslips, bank statements, tax assessments and gifted-deposit paperwork for UK mortgage lenders, brokers and conveyancers. From £15.59 per page.
Buying or remortgaging in the UK with income earned abroad, a deposit gifted by family overseas, or payslips in another language? UK lenders underwrite in English, whatever currency you're paid in. Before your case reaches an underwriter, your broker will usually ask for certified English translations of anything that isn't in English, and a missing or partial translation is one of the quickest ways to stall an application while the clock runs on your offer.
We translate the full set: bank statements, payslips, tax returns and assessments, employment contracts and letters, donor statements, overseas property documents and foreign credit reports. Each comes with a signed statement of accuracy, the translator's details and the date: the format UK lenders and brokers generally ask for.
Everything a lender, broker or conveyancing solicitor may ask to see in English, translated in full and certified.
Payslips
Recent payslips with every earning and deduction line, so the underwriter can see basic pay, bonuses and allowances.
Bank statements
Salary credits, regular outgoings and deposit savings, translated line by line.
Tax returns & assessments
Annual returns and tax-authority assessments for self-employed or foreign-income applicants.
Employment contracts & letters
Contracts, salary confirmations and certificates of employment for income verification.
Gifted-deposit letters & donor statements
Gift declarations and the donor's bank statements showing where the money came from.
Foreign credit reports
Credit reports from your home country's credit bureau for lenders that consider overseas credit history.
Overseas property deeds & valuations
Title deeds, sale contracts, valuations and tenancy agreements for property held or sold abroad.
Pensions, investments & company accounts
Other income and asset evidence — see the full range of financial document translations.
Send everything your broker has asked for in one order, and receive one consistent, certified set.
Send scans, PDFs or phone photos of every document that isn't in English. One order keeps names, dates and figures consistent across the file.
Qualified translators render each document in full — figures, currencies and stamps as printed — and attach a signed statement of accuracy.
Certified PDFs arrive by email, typically within 24 business hours, ready to upload to the lender's portal or send to your solicitor.
Anything the underwriter or your solicitor relies on that isn't in English. That typically means payslips, bank statements, tax returns or assessments, employment contracts or letters, and the paperwork behind your deposit.
Lenders are checking three things: that your income is what you say it is, that you can afford the repayments, and that your deposit comes from a legitimate source. Each of those is evidenced by documents, and if those documents were issued abroad they're often in another language.
The exact list varies by lender and by your circumstances: an employed applicant paid in euros needs different evidence from a self-employed applicant with a business in Poland. Your broker will give you the list. Translate everything on it that isn't in English, and translate it in full. An underwriter can't approve income they can't read, however impressive it looks in the original.
Most UK lenders and brokers ask for a certified translation: a full English translation with a signed statement confirming it's accurate, plus the translator's name, contact details and the date. Some lenders set extra conditions, so check their criteria with your broker before you order.
A certified translation is the standard most lenders work to, and it's what we provide as standard. Occasionally a lender asks for something more specific: a translation produced by a professional translation company rather than a friend or relative, a recently dated translation, or (rarely) a notarised one. Your broker will know the lender's policy.
What lenders won't accept is a self-translation or a machine translation. Underwriters are paid to be sceptical, and a translation with nobody standing behind it gives them plenty to be sceptical about. Every translation we deliver carries the translator's details and a signed statement of accuracy, produced under our ISO 17100-certified process. If a lender does ask for notarisation, we also offer notarised translation.
Upload the full statements for the period your lender asks for — every page that shows your name, balances or transactions — and order a certified translation. Each transaction description is translated, not just the amounts, so the underwriter can match salary credits and see where large deposits came from.
Underwriters read statements line by line. They're looking for your salary arriving on the expected date, regular commitments like loan or rent payments, and any unusual transfers. A large, unexplained credit with an untranslated description is exactly the kind of thing that generates a query, usually on the day you'd hoped to hear about the offer.
We keep the original currency exactly as printed, because lenders apply their own exchange rate and sometimes their own discount to foreign-currency income, and note any date or decimal conventions that differ from UK practice. See bank statement translation for more detail on what a complete statement translation covers.
Lenders and conveyancing solicitors usually ask for a signed gifted-deposit letter and evidence of where the money came from — typically the donor's bank statements showing the funds and the transfer. If the donor's documents are in another language, they need a certified translation.
Gifted deposits are common, and when the giver lives abroad the paper trail crosses borders. Your solicitor has to satisfy anti-money-laundering rules, so they'll want to follow the money from its source to your account, one document at a time. That can mean the donor's statements, evidence of how they came to have the funds, and the transfer record.
If the money came from selling property abroad, the sale contract or deed and the completion paperwork will usually be needed. If it came from an inheritance, expect to show the will or probate documents; our legal translation team handles those. Order the whole chain together so names and amounts are rendered consistently from document to document.
Some UK lenders accept income earned abroad or paid in a foreign currency, often with conditions such as a minimum income, a larger deposit or a discount applied to the income. Criteria differ widely, so a broker who knows the market is usually the best first step. Whichever lender you use, it will need your income evidence in English.
Foreign-income applicants usually fall into a few groups: UK residents paid by an overseas employer, expats buying in the UK while living abroad, recent arrivals whose income history is mostly overseas, and self-employed people whose business or clients are abroad. Each group needs slightly different evidence, but all of them end up handing a lender documents that weren't written in English.
Getting the translations done early helps. Brokers often want a complete, readable pack before approaching lenders, and an agreement in principle can expire while you wait. If you're self-employed, see tax return translation: lenders typically want to see what you declared to the tax authority, not just your own accounts. Buying in Spain rather than the UK? Spanish banks and notaries generally expect a traductor jurado: see sworn bank statement translation for Spain.
Certified translations your broker can send straight to the lender — from £15.59 per page.
From £15.59 per page of the original document, the same rate for every language and document type. The price includes the signed statement of accuracy, translator details and PDF delivery. Same-day rush is £29.99 per page.
Typical orders are delivered within 24 business hours. If your mortgage offer or agreement in principle is about to expire, same-day rush is available: message us on WhatsApp with the page count and we'll confirm timing before you order.
Our certified translations follow the format UK lenders and brokers generally ask for: a complete English translation with a signed statement of accuracy and the translator's details. Lender policies vary, so check any specific requirements with your broker before ordering.
If any part an underwriter relies on, such as a transaction description, a deduction line or a contract clause, is in another language, translate the whole document. Partial translations tend to generate queries, and queries tend to arrive at the worst moment.
No. Figures stay in the original currency exactly as printed. Lenders apply their own exchange rate, so a translator's conversion would only add figures that don't match the lender's calculation.
Yes. Some lenders that work with recent arrivals will consider a credit report from your home country's credit bureau. We translate the full report, including scores, account histories and any explanatory notes.
Yes. We translate donor bank statements, gift letters, property sale contracts, inheritance documents and anything else in the source-of-funds chain, keeping names and amounts consistent across the set.
Often, yes. A certified translation is valid whoever reads it. Lenders usually want recent documents, though, so you may need to add newer payslips or statements to the set.
Yes. The documents and the certification are the same whether you're buying, remortgaging or applying for a buy-to-let mortgage. Overseas rental income evidence, such as tenancy agreements, can be translated too.
Yes. Letting agents and referencing companies sometimes ask for translated payslips, employment contracts or bank statements from tenants with income abroad. The same certified translation works.
UKVI-accepted certified translations from £15.59 per page. Statement of accuracy included. 24-hour delivery.
Every document includes 2 free revisions — if UKVI, your lender or another UK institution queries the translation, we'll update it at no cost.
Foreign bank statements translated line by line — balances, transaction descriptions and bank stamps — for UKVI funds evidence and UK mortgage affordability checks. From £15.59 per page.
Foreign payslips translated in full — every earning, deduction and net-pay line — for the UK spouse visa financial requirement and mortgage income checks. From £15.59 per page.
Foreign tax returns, assessments and tax certificates translated in full for UKVI, UK mortgage lenders and accountants. From £15.59 per page.
Employer letters, contracts, reference letters and certificates of employment translated and certified for UKVI, UK employers and mortgage lenders. From £15.59 per page.